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The loan balance-based revolving repayment method

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The loan balance-based revolving repayment method is a method by which the monthly repayment amount is determined based on the loan balance.
The repayment amount determined based on the loan balance as of the monthly repayment date in the preceding month is withdrawn from your Seven Bank account on the monthly repayment date in the current month.

  • The monthly repayment date for the loan service is the 27th day of each month (if it falls on a Saturday, Sunday or national holiday, the following business day).

Table of correspondence between the loan balance and the repayment amount

Loan balance as of the monthly repayment date in the preceding month Repayment amount
Not more than 100,000 yen 2,000 yen
More than 100,000 yen but not more than 200,000 yen 4,000 yen
More than 200,000 yen but not more than 400,000 yen 6,000 yen
More than 400,000 yen but not more than 600,000 yen 8,000 yen
More than 600,000 yen but not more than 800,000 yen 10,000 yen
More than 800,000 yen but not more than 1 million 15,000 yen
More than 1 million yen but not more than 1.5 million yen 20,000 yen
More than 1.5 million yen but not more than 2 million yen 25,000 yen
More than 2 million yen 35,000 yen

Example: Determination of the repayment amount due on June 27

Monthly repayment date in the preceding month: May 27 Loan balance as of May 27: 120,000 yen (within the range of more than 100,000 yen but not more than 200,000 yen) (Any new borrowing or repayment during this period does not affect the determination of the repayment amount due on June 27.) Monthly repayment date in the current month: June 27 As the loan balance as of the monthly repayment date in the preceding month falls within the range of more than 100,000 yen but not more than 200,000 yen, the repayment amount is determined to be 4,000 yen.
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