Top

When borrowing for the first time, or when borrowing again after repaying the entire amount

When borrowing for the first time, or when borrowing again after repaying the entire amount, repayment starts on the second monthly repayment date. Only the addition of interest to principal (*1) is due on the first monthly repayment date.

However, if the initial borrowing falls on the monthly repayment date, the monthly repayment will start on the first monthly repayment date thereafter.

  • *1The addition of interest to principal refers to the incurred interest being included in the outstanding borrowing amount.
    The interest that incurs between the previous monthly repayment date, or the initial borrowing date, and the current monthly repayment date is calculated and included in the outstanding borrowing amount.
Close