Interest Rates (for Individual Customers)

Interest Rates for Corporate Customers (Japanese only)

Ordinary Deposit

As of   /  /

Time Deposits

1 Month
3 Months
6 Months
1 Year
2 Years
3 Years
5 Years
10 Years
As of   /  /

Loan Services (Card Loans)

Borrowing Limit
100,000 Yen
300,000 Yen
500,000 Yen
15.000% per year
Borrowing Limit
700,000 Yen
1,000,000 Yen
14.000% per year

Valid between April 17, 2017 and today's date

  • *As of the end of Sunday, March 18, 2018, we ceased accepting applications to increase the borrowing limit to 700,000 yen or 1,000,000 yen.
  • The interest rate may be changed depending on the financial climate.
  • The interest on Ordinary Deposits and Loan Service (card loan) are a variable interest rate.
  • Refer to the service outline for further details on products.
  • The interest rates for deposits are displayed as pretax interest rates. The interest that is actually paid is subject to taxation as shown below.
Valid until December 31, 2012 Valid between January 1, 2013 and December 31, 2037
20% 20.315%
National tax 15%
Local tax 5%
National tax 15.315% (*1)
Local tax 5%
  • *1Special income tax for reconstruction 15% x 2.1%=0.315%
    Note that a special income tax for reconstruction applies for interest that is paid when a Time Deposit reaches maturity on or after January 1, 2013, and when it is canceled before maturity on or after January 1, 2013. (A special income tax for reconstruction is applied uniformly even when a Time Deposit is placed before December 31, 2012.)