Interest Rates (for Individual Customers)
Time Deposits
| 1 Month | |
|---|---|
| 3 Months | |
| 6 Months | |
| 1 Year | |
| 2 Years | |
| 3 Years | |
| 5 Years | |
| 10 Years |
As of / /
Loan Services (Card Loans)
| Borrowing Limit 100,000 yen 300,000 yen 500,000 yen |
15.000% per year |
|---|---|
| Borrowing Limit 700,000 yen 1,000,000 yen |
14.000% per year |
| Borrowing Limit 1,500,000 yen 2,000,000 yen |
13.000% per year |
| Borrowing Limit 2,500,000 yen 3,000,000 yen |
12.000% per year |
Valid between December 20, 2021 and today's date
- ・ The interest rate may be changed depending on the financial climate.
- ・ The interest on Ordinary Deposits and Loan Service (card loan) are a variable interest rate.
- ・ Refer to the service outline for further details on products.
- ・ The interest rates for deposits are displayed as pretax interest rates. The interest that is actually paid is subject to taxation as shown below.
| Valid until December 31, 2012 | Valid between January 1, 2013 and December 31, 2037 |
|---|---|
| 20％ | 20.315％ |
| National tax 15% Local tax 5% |
National tax 15.315% (*1) Local tax 5% |
-
*1
Special income tax for reconstruction 15% x 2.1%=0.315%
Note that a special income tax for reconstruction applies for interest that is paid when a Time Deposit reaches maturity on or after January 1, 2013, and when it is canceled before maturity on or after January 1, 2013. (A special income tax for reconstruction is applied uniformly even when a Time Deposit is placed before December 31, 2012.)
