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Daily Transaction Limits

Information is provided below about limits for withdrawals and domestic money transfers.

The table below shows daily transaction limit at ATM or Direct Banking Service that can be changed according to the "Available ranges" specified below.
Note that imits can not be increased at Seven Bank ATM.

Debit limit can be changed or increased up to the maximum limit through the Debit Banking Service (My JCB).

Usage Limits Table

Transaction

Available Ranges (Unit: 10,000 Yen)
* Different limits can be set for IC card transactions and non-IC card transactions.

Default

User-Defined Limits

Transfer Limits

 

For Entire Account

2 million-12 million Yen

Total of (A) and (B)

Direct Banking Service

0 Yen-10 million Yen
* Set when registering for service

0 Yen-10 million Yen (A)

ATMs

2 million

Limit for IC card transactions or non-IC card transactions, whichever is higher (B)

IC Card Transactions

2 million

0 Yen-10 million Yen

Non-IC Card Transactions

0.5 million

0 Yen-2 million Yen

Withdrawal Limits

 

ATMs

0.5 million

Limit for IC card transactions or non-IC card transactions, whichever is higher

IC Card Transactions

0.5 million

0 Yen-2 million Yen

Non-IC Card Transactions

0.5 million

0 Yen-2 million Yen

Debit Card Limit

Shopping Japan Once 0.5 million 0 Yen-2 million Yen
Once a day 0.5 million 0 Yen-2 million Yen
Once a month 0.5 million 0 Yen-2 million Yen
Overseas Once 0.5 million 0 Yen-2 million Yen
Once a day 0.5 million 0 Yen-2 million Yen
Once a month 0.5 million 0 Yen-2 million Yen
Withdrawal in local currency at overseas ATMs Once 0.1 million 0 Yen-0.1 million Yen
Once a day 0.1 million 0 Yen-0.1 million Yen
Once a month 0.5 million 0 Yen-2 million Yen

Transaction

Available Ranges (Unit: 10,000 Yen)
* Different limits can be set for IC card transactions and non-IC card transactions.

Default

User-Defined Limits

Transfer Limits

 

For Entire Account

2 million-12 million Yen

Total of (A) and (B)

Direct Banking Service

0 Yen-10 million Yen
* Set when registering for service

0 Yen-10 million Yen (A)

ATMs

2 million

Limit for IC card transactions or non-IC card transactions, whichever is higher (B)

IC Card Transactions

2 million

0 Yen-10 million Yen

Non-IC Card Transactions

0.5 million

0 Yen-2 million Yen

Withdrawal Limits

 

ATMs

0.5 million

Limit for IC card transactions or non-IC card transactions, whichever is higher

IC Card Transactions

0.5 million

0 Yen-2 million Yen

Non-IC Card Transactions

0.5 million

0 Yen-2 million Yen

Debit Card Limit

 

Shopping

Japan Once 0.5 million 0 Yen-2 million Yen
Once a day 0.5 million 0 Yen-2 million Yen
Once a month 0.5 million 0 Yen-2 million Yen
Overseas Once 0.5 million 0 Yen-2 million Yen
Once a day 0.5 million 0 Yen-2 million Yen
Once a month 0.5 million 0 Yen-2 million Yen
 

Withdrawal in local currency at overseas ATMs

Once 0.1 million 0 Yen-0.1 million Yen
Once a day 0.1 million 0 Yen-0.1 million Yen
Once a month 0.5 million 0 Yen-2 million Yen
  • Transaction methods differ with each ATM. Limits must be changed from their defaults for both IC chip transactions and Non-IC card transactions.

  • IC Card Transactions
  • When Using a Seven Bank ATM
  • When using an IC-compatible ATM of the following financial institutions
    MUFG Bank, Resona Bank, Saitama Resona Bank, Sumitomo Mitsui Bank, Mizuho Bank, and Japan Post Bank
  • Non-IC Card Transactions
  • When using an ATM that is not compatible with IC of the following financial institutions
  • MUFG Bank, Resona Bank, Saitama Resona Bank, Sumitomo Mitsui Bank, Mizuho Bank, and Japan Post Bank

How to Change Transaction Limits

 

Seven Bank ATMs

Direct Banking Service

Setting Withdrawal and Transfer Limits at ATMs

Raise

×

Lower

Setting transfer limit via Direct Banking Service

Raise

×

Lower

×

 

Seven Bank ATMs

Direct Banking Service

Set up your Debit Card Limit

Increase Limit

×

○(MyJCB)

Decrease Limit

×

○(MyJCB)

  • Transaction limits are set in units of 10,000 Yen.
  • The withdrawal limit at ATMs includes the borrowing amount for the loan service.
  • The ATM service fee or transfer fee is not included in the limit at ATMs.
  • You can check your MyJCB through the Direct Banking Service.(MyJCB site is provided by JCB Co. Ltd.)
  • The initial default limits for family cards follows the limits in the table above.
    The total limit at ATMs for the cash card (account holder) and family cards is up to 2 million Yen for withdrawals and up to 10 million Yen for domestic money transfers.(There is no debit feature for family card)
  • When the family card is issued, if the cash card's (account holder) limit exceeds 1.5 million Yen for withdrawals and 8 million Yen for domestic money transfers, note that the cash card's (account holder) limit is automatically reduced. Thank you for your understanding.
    Making changes to the family card limit at ATMs must be done through the Direct Banking Service by the person whose name is on the account.

For Customers with a Former IY Bank Cash CardDetail

旧アイワイバンク銀行キャッシュカード表

Former IY Bank cash cards can be used at all Seven Bank ATMs to conduct non-IC card transactions. Usage limits are the same as those for "non-IC card transactions" with Seven Bank cash cards.
Daily Transaction Limits

All Seven Bank IC cash cards contain IC chips.
The IC (integrated circuit) chips embedded in IC cards make them difficult to counterfeit.

Customers who have yet to switch to a Seven Bank IC cash card from a former IY Bank cash card may do so free of charge. We recommend you take this opportunity due to the anti-counterfeiting technology and other additional security of Seven Bank IC cash cards.

How to Switch to a Seven Bank IC Cash Card

You can switch to an IC cash card (have one reissued) using either of the methods below.

Switch Using the Direct Banking Service

Logon to Direct Banking Service and click on "Setting transfer limit via Direct Banking Service" from "Customer Service."

Logon and Reissue a Cash Card

Contact the Telephone Center

Telephone Center (Japanese) 0088-21-1189 (Toll Free)
Telephone Center (English) 0120-937-711 (Toll Free)

About the Telephone Center

Loan Service See More

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