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Current Position :HomeOpen a Seven Bank AccountCash Card with Debit Card ServiceHow do I use it?

How do I use it?

JCB

Debit cards can be used at JCB merchant stores with JCB marks in principle 24 hours a day.
When using the debit card, please tell the merchant "JCB card one-time payment."
As the money used for payments is immediately withdrawn from your account, you can pay for goods like you are paying with cash.

Shopping benefits ♪ Of course you can get benefits from using your debit card at Seven & i Group stores as well.

SEVEN&i HOLDINGS

Earn 0.5% of the payment amount in nanaco points
* Earn an extra rate of points when shopping at some member merchants (e.g., Seven & i Group stores)
For details about debit use points, click here

Payment methods

In principle, you can use the debit card within the range of the ordinary deposit balance for Seven Bank Accounts.
Conversely, a limit is set for your safety, so you cannot exceed the limit, even if it is within the range of your ordinary deposit balance.

For details about the limit, click here

In-store

In-store
Step.1
When paying for your purchase, show your Seven Bank Cash Card with Debit Card Service, and tell the merchant, "JCB card one-time payment."
Step.2
Enter your debit PIN or sign for the purchase.*At some JCB merchants, such as convenience stores and supermarkets, you may not need to enter your debit PIN nor use your signature to make payment.
Step.3
You will receive an email at your registered email address notifying you that you have used the Debit Card Service.
  • As transaction are processed by a credit card system when using the Seven Bank Cash Card with Debit Card Service, the transaction receipt may have "Credit" stamped on it.

Monthly bill payments

Seven Bank cash card with debit card service can be used to make your monthly mobile phone bills payments with companies such as NTT docomo, au, and SoftBank.

Monthly bill payments
Step.1
Register your Seven Bank cash card with debit card service as the method of payment of your mobile phone bills.*Please contact your mobile phone company for inquiries regarding how to register the method of payment. Also, payment registration procedures can be done after log on your Seven Bank Direct Banking Service (MyJCB).
Step.2
If the registration procedure is completed, your subsequent bill payments will be made with your Seven Bank cash card with debit card service.*We will debit the amount of bill from your bank account as soon as we receive the billing data. Therefore, the debit date may not coincide with the day you receive the bill.
  • If the funds in your account are insufficient for paying the bill from docomo, au, SoftBank or another company, you may not be able to make payment with your debit card. For how to make payment in the case of failure of direct debit, please make an inquiry to the billing company.

Net shopping

Net shopping
Step.1
For the payment method, select Debit Card or Credit Card.
Enter your debit number, card expiration date, security code, and so on.*If you are required to enter a card type, select JCB.
Step.2
Click the button to finalize your purchase.*Some JCB merchants may also require that you enter a J/Secure password.
Step.3
You will receive an email at your registered email address notifying you that you have used the Debit Card Service.
How about security? Identity authentication service "J/Secure"
  • J/Secure is a service that performs identity authentication by requiring that you enter a password pre-registered at a card issuing company in addition to the normal transaction information when shopping on the Internet at a J/Secure merchant. As long as a third party does not know the MyJCB password pre-registered by the card holder, the customer's card cannot be used without authorization.

Shop with your cash card
You also earn nanaco points

A new service is born!

You need a Seven Bank Account to apply for the Debit Card Service.

For Overseas Use

Shopping payment methods

While the way to use the debit card is the same as in Japan, take note of the items below.
Each card payment in foreign currency overseas will be converted into yen by using the standard rate prescribed by JCB plus the rate prescribed by Seven Bank (3.0%).

For details about withdrawals, click here

How to withdraw money in local currency

JCB Cirrus

You can withdraw local currency from ATMs and CDs that have the JCB and Cirrus marks with your Cash Card with Debit Card Service at major airports, cities, tourist attractions, and the like worldwide.

How to withdraw money in local currency
Step.1

Items to note before using your debit card

  • Each card payment in foreign currency will be converted into yen by using the standard rate prescribed by JCB plus the rate prescribed by Seven Bank (3.0%).
  • Each transaction will incur an ATM and CD service charge of 108 yen (including tax).*Some ATMs and CDs may require an additional service charge prescribed by the local financial agency.
  • Before traveling abroad, make sure to check your debit PIN and Seven Bank Account ordinary deposit balance.
Step.2

How to withdraw money

We will show you how to operate an overseas CD/ATM.
JCB ATM Simulator(Japanese)*Depending on the country/region and machine type, the ATM/CD operation method and screen display may differ.

Recommended feature of the debit card

New tactile app Bankbook

New tactile app Bankbook

"Hmmm... How much do I have in my account?" "Gee, I spent too much money this month. I wonder when I spent it?" Do you ever have these kinds of concerns? You can solve these problems quickly by looking at your balance and statement in the app Bankbook! And download of the app is of course free!

Shop with your cash card
You also earn nanaco points

A new service is born!

You need a Seven Bank Account to apply for the Debit Card Service.

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