May 10, 2023

Notice

Change of the Repayment Method for the Loan Service

The method of monthly repayment (scheduled repayment) for the loan service will be changed to the loan balance-based revolving repayment method^* as specified below, starting from withdrawals to be made on September 27, 2023 (scheduled repayment date).
* The scheduled repayment amount determined based on the loan balance as of the scheduled repayment date in the preceding month is withdrawn from your Seven Bank account. Click here for more information about the loan balance-based revolving repayment method.

[Comparison Table]

Before revision	After revision
On each monthly repayment date, the amount specified as follows is automatically withdrawn from the borrower’s ordinary deposit. 〈Amount to be repaid on each monthly repayment date (scheduled repayment amount)〉 (1) 5,000 Yen for a loan with a borrowing limit of 100,000 Yen, 10,000 Yen for a loan with a borrowing limit of 300,000/500,000 Yen, 15,000 Yen for a loan with a borrowing limit of 700,000/1,000,000 Yen, 20,000 Yen for a loan with a borrowing limit of 1,500,000 Yen, 30,000 Yen for a loan with a borrowing limit of 2,000,000 Yen, 35,000 Yen for a loan with a borrowing limit of 2,500,000 Yen, and 40,000 Yen for a loan with a borrowing limit of 3,000,000 Yen. （2） If either〈1〉 or 〈2〉 below is less than Item (1), then the lesser of such 〈1〉 or 〈2〉: 〈1〉the final loan balance of the Scheduled Repayment Date of the immediately preceding month; or 〈2〉the total amount of the final loan balance of the day immediately preceding the Scheduled Repayment Date of the current month and the interest accrued up to that time.	On each monthly repayment date, the amount specified as follows is automatically withdrawn from the borrower’s ordinary deposit. 〈Amount to be repaid on each monthly repayment date (scheduled repayment amount)〉（1）Scheduled repayment amount specified in the following table based on the loan balance as of the scheduled repayment date in the preceding month （2） If either〈1〉 or 〈2〉 below is less than Item (1), then the lesser of such 〈1〉 or 〈2〉: 〈1〉the final loan balance of the Scheduled Repayment Date of the immediately preceding month; or 〈2〉the total amount of the final loan balance of the day immediately preceding the Scheduled Repayment Date of the current month and the interest accrued up to that time.

Before revision

After revision

On each monthly repayment date, the amount specified as follows is automatically withdrawn from the borrower’s ordinary deposit.

〈Amount to be repaid on each monthly repayment date (scheduled repayment amount)〉
(1) 5,000 Yen for a loan with a borrowing limit of 100,000 Yen, 10,000 Yen for a loan with a borrowing limit of 300,000/500,000 Yen, 15,000 Yen for a loan with a borrowing limit of 700,000/1,000,000 Yen, 20,000 Yen for a loan with a borrowing limit of 1,500,000 Yen, 30,000 Yen for a loan with a borrowing limit of 2,000,000 Yen, 35,000 Yen for a loan with a borrowing limit of 2,500,000 Yen, and 40,000 Yen for a loan with a borrowing limit of 3,000,000 Yen.

（2） If either〈1〉 or 〈2〉 below is less than Item (1), then the lesser of such 〈1〉 or 〈2〉:
〈1〉the final loan balance of the Scheduled Repayment Date of the immediately preceding month; or
〈2〉the total amount of the final loan balance of the day immediately preceding the Scheduled Repayment Date of the current month and the interest accrued up to that time.

On each monthly repayment date, the amount specified as follows is automatically withdrawn from the borrower’s ordinary deposit.

〈Amount to be repaid on each monthly repayment date (scheduled repayment amount)〉
（1）Scheduled repayment amount specified in the following table based on the loan balance as of the scheduled repayment date in the preceding month

（2） If either〈1〉 or 〈2〉 below is less than Item (1), then the lesser of such 〈1〉 or 〈2〉:
〈1〉the final loan balance of the Scheduled Repayment Date of the immediately preceding month; or
〈2〉the total amount of the final loan balance of the day immediately preceding the Scheduled Repayment Date of the current month and the interest accrued up to that time.